Housing Counselors

DHCD supports a statewide network of 31 nonprofit agencies that provide foreclosure prevention assistance. The Maryland Department of Housing and Community Development provides financial support and training to these agencies. These counselors are the critical link in assisting individuals facing foreclosures, acting as a resource to negotiate reasonable terms with mortgage servicers, and advising citizens on the best actions to take to save their homes. It is anticipated that 6,000 consumers will receive assistance in the coming year from these nonprofits.

Find a Housing Counseling Agency Near You

The MD Hope Housing Counseling Network provides housing counselors in nearly every corner of the State.

  • Consumer Credit Counseling Service (CCCS) of Maryland (866) 731-8486
  • Hours: Monday through Thursday 8:00 a.m. - 9:00 p.m.
  • Friday, 8:00 a.m. - 5 p.m.
  • Saturday, 9:00 a.m. - 1:00 p.m.
  • http://www.cccs-inc.org

  • CCCS of Greater Washington
  • Money Management International
  • (800) 747-4222
  • Hours: 24 hours a day/ 7 days a week
  • http://www.cccswdc.org

For Housing Counselors Only

* Bilingual Services

Myths and Facts

  • MYTH: Asking for help is a sign of not being financially in control, so foreclosure prevention counseling should be the last option a delinquent homeowner considers.
  • FACT: Proactively seeking help with a delinquent mortgage loan is smart. Most often, the longer a homeowner waits to seek help with late mortgage payments the more difficult it will be to obtain a positive outcome.
  • More Myths and Facts